What You Need to Know About Chase Reserve Travel Insurance

All-time Credit Cards For Dining/Restaurants

Best Overall for Dining/Restaurants

American Express® Gilt Card

Up to 4X Reward Rate

Earn 4X Membership Rewards® points at restaurants, plus takeout and delivery in the U.S.; Earn 4X Membership Rewards® points atRead More

Welcome Bonus

Earn 60,000 points

Regular Apr

See Pay Over Fourth dimension APR

Credit Score

Excellent/Proficient (700 - 749)

Why Nosotros Picked It

Foodies and travelers tin leverage the American Express® Aureate Card to the hilt, earning up to 4x points. The annual fee may seem intimidating, just past using the included benefits and doing some spending, it'due south easy to come up out ahead.

Pros & Cons

• High rewards earnings possibilities
• Points transfer option to many partners
• Add up to v authorized users for no boosted annual fee
• Can choose from regular or rose aureate versions

• No lounge benefits
• Limited options to carry a balance
• High APR for pay over time feature
• High pay over fourth dimension penalty Apr

Card Details

• Rose Gold is here to stay. Card Members tin can choose betwixt a Aureate or Rose Gilt Carte du jour.
• Earn threescore,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Carte inside the first 6 months.
• Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on upwardly to $25,000 per calendar yr in purchases, so 1X).
• Earn 3X Membership Rewards® Points on flights booked straight with airlines or on amextravel.com.
• $120 Uber Greenbacks on Gold: Add your Gold Card to your Uber account and each calendar month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.South., totaling up to $120 per year.
• $120 Dining Credit: Earn up to a total of $10 in argument credits monthly when you pay with the Gilded Bill of fare at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak Business firm, Boxed, and participating Milk shake Shack locations. This can exist an annual savings of up to $120. Enrollment required.
• No Strange Transaction Fees.
• Almanac Fee is $250.
• Terms Use.
• See Rates & Fees

Best for Earning Airline Miles at Restaurants

Aeroplan® Credit Bill of fare

Upwardly to 3x Reward Charge per unit

Earn 3x points for each dollar spent on grocery stores, dining at restaurants including takeout and eligible delivery services, andRead More

Welcome Bonus

Welcome Flight Advantage + upwards to 51,000 points

Regular April

16.74% - 23.74% Variable

Credit Score

Good, First-class (700 - 749)

Why We Picked It

The solid reward-earning potential of the Aeroplan® Credit Card makes the card an excellent choice for those loyal Air Canada passengers who also regularly spend on nutrient and travel.

Pros & Cons

• Excellent rewards earning
• No foreign transaction fees
• Travel benefits including perks for Air Canada flyers

• $95 annual fee
• Lacks non-travel related benefits

Card Details

• Earn a Welcome Flight Reward worth up to fifty,000 points after yous spend $3,000 + up to 51,000 points through 10x total points on travel and dining
• $95 Annual Fee
• Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
• No strange transaction fees.
• Free first checked bag.
• 500 bonus points for every $2,000 you spend in a month.
• Earn 1x points for each dollar spent on all other purchases.

All-time for Earning Hunt Ultimate Rewards Points

Chase Sapphire Preferred® Card

Up to 5x Reward Rate

Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plusRead More

Welcome Bonus

80,000 bonus points

Regular APR

16.24% - 23.24% Variable

Credit Score

First-class, Good (700 - 749)

Why We Picked It

Offering a rare mix of loftier rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a small-scale annual fee.

Pros & Cons

• Earn loftier rewards on several areas of spending
• Transfer points to travel partners at 1:1 rate
• Many travel and shopping protections

• Annual fee
• No intro APR offering
• Best travel rewards are just for bookings through Chase

Menu Details

• Earn eighty,000 bonus points after you spend $four,000 on purchases in the kickoff 3 months from account opening. That'south $1,000 when y'all redeem through Hunt Ultimate Rewards®.
• Savor benefits such as a $l almanac Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
• Get 25% more value when you lot redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
• With Pay Yourself Back℠, your points are worth 25% more than during the current offering when you redeem them for statement credits against existing purchases in select, rotating categories
• Count on Trip Cancellation/Break Insurance, Auto Rental Collision Impairment Waiver, Lost Luggage Insurance and more than.

Best No Annual Fee Bill of fare for Restaurants

U.S. Banking company Altitude® Go Visa Signature® Card

Up to 4X Reward Rate

Earn 4 points per dollar on takeout, food delivery and dining and ii points per dollar at grocery stores, groceryRead More

Welcome Bonus

xx,000 bonus points

Regular APR

15.24% - 24.24% (Variable)

Credit Score

Good/First-class (700 - 749)

Why Nosotros Picked It

With no transaction fee and manufacture-leading earnings on dining, the Altitude Go could get you up into the air rapidly.

Pros & Cons

• No foreign transaction fee
• No penalization Apr
• For a no-annual-fee card, the rewards rates are very generous
• Annual credit toward eligible streaming services

• Has balance transfer fee
• No bonus advantage tier for entertainment spending

Card Details

• Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the kickoff 90 days of business relationship opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
• 4X points on dining, takeout, and restaurant commitment.
• 2X points on streaming services. Plus, a $fifteen credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple tree Music, Disney+, HBO Max and more than!
• 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
• 1X indicate on all other eligible purchases.
• 0% Intro APR on purchases and residual transfers for the first 12 billing cycles. Later that, a variable APR applies, currently 15.24% – 24.24%.
• No Annual Fee
• Points never expire
• Pay over time past splitting eligible purchases of $100+ into equal monthly payments with U.Southward. Bank ExtendPay™ Plan.
• Terms and atmospheric condition use.

Best for Earning Membership Rewards on Dining and Travel

American Express® Green Bill of fare *

Up to 3X Reward Rate

Earn 3X Membership Rewards points on eating place purchases; Earn 3X Membership Rewards points on travel including flights, hotels, transit, taxis,Read More

Welcome Bonus

40,000 points

Regular April

16.24% - 23.24% variable

Credit Score

Fantabulous/Good (700 - 749)

Why We Picked It

With its generous rewards on travel, transit, and dining purchases, the relaunched American Express® Green Card is an attractive choice. That said, the $150 almanac fee is a bit steep, considering the limited perks and lack of Gold or Platinum prestige.

Pros & Cons

• No foreign transaction fee
• Flexible redemption and points transfer options
• High rewards rate on Dining, Travel and Transit

• Loftier annual fee
• Mediocre base rewards charge per unit
• Limited features and perks
• No intro April offering
• No rest transfer choice

Card Details

• Earn 40,000 Membership Rewards® points later spending $2,000 on purchases on your new card in your offset 6 months
• Annual fee: $150
• Earn 3X Membership Rewards points at restaurants worldwide, including takeout and delivery
• Earn 3X Membership Rewards points on travel including flights, hotels, transit, taxis, tours and ridesharing services
• Earn 1X Membership Rewards points on other purchases
• Use Pay With Points for purchases at American Express Travel, Amazon.com, Ticketmaster, Best Purchase and other retailers.
• AMEX Travel benefits include: $100 Clear® Credit, $100 LoungeBuddy Credit, Luggage Insurance Program, Car Rental Loss and Impairment Insurance, Global Assist® Hotline, and more.
• Enjoy shopping benefits including Purchase Protection and Extended Warranty

Best for Earning Citi ThankYou Points

Citi Premier® Card

Up to 3X Reward Rate

Earn 3 points per dollar at restaurants, supermarkets, gas stations, hotels and air travel. 1 point per dollar on allRead More

Welcome Bonus

threescore,000 points

Regular APR

16.24% - 24.24% (Variable)

Credit Score

Excellent, Skilful (700 - 749)

Why We Picked It

With 3 points earned per $1 spent on many travel staples and at gas stations, the Citi Premier Card could be a perfect fit for road warriors and frequent travelers. The bill of fare's loftier April and lack of an intro APR offering make it a poor option for anyone looking to carry a balance.

Pros & Cons

• No foreign transaction fee
• No blackout dates
• Flexible travel redemption options
• Add authorized users for no boosted price

• High penalty Apr
• $95 annual fee with no first-twelvemonth waiver
• No intro Apr offer

Card Details

• Earn 60,000 bonus ThankYou® Points later you lot spend $4,000 in purchases within the first three months of business relationship opening
• Earn 3 Points per $i spent at Restaurants and Supermarkets
• Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
• Earn 1 Point per $1 spent on all other purchases
• Annual Hotel Savings Do good
• threescore,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
• No expiration and no limit to the amount of points you tin earn with this carte du jour
• No Foreign Transaction Fees on purchases

Best Cash Back Card for Restaurants

Savor Rewards Credit Carte *

Up to 4X Advantage Rate

Earn unlimited iv% cash back on dining, entertainment and popular streaming services, 3% cash dorsum at grocery stores and ane%Read More

Welcome Bonus

One-time $300 greenbacks bonus

Regular APR

16.24% - 24.24% variable

Credit Score

Adept/Splendid (700 - 749)

Why We Picked It

The Majuscule One Savor card is an platonic cash back credit card for those who love to splurge on bars, restaurants and an active social life. It's easy to justify the annual fee and accumulate great rewards with a remarkable 4% cashback rate on dining and amusement (including pop streaming services), 3% cash back at grocery stores, and ane% cash back on all other purchases.

Pros & Cons

• 4% cash back on eligible categories
• Entertainment is a rare rewards category
• No foreign transaction fees
• Unlimited reward earnings

• Almanac fee
• No introductory APR for purchases or balance transfers
• College standard APR

Card Details

• Earn a one-fourth dimension $300 cash bonus once you spend $3,000 on purchases within three months from business relationship opening
• Earn unlimited 4% greenbacks back on dining, amusement and pop streaming services
• Earn unlimited three% cash back at grocery stores
• Earn unlimited 1% on all other purchases
• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the business relationship and there'southward no limit to how much you can earn

Best for People With Varied Spending

Citi Custom Greenbacks℠ Card

Upward to 5X Reward Rate

5% cash back on up to $500 in purchases in your top eligible spend category each billing cycle. All otherRead More

Regular Apr

14.24% - 24.24% (Variable)

Credit Score

Excellent, Good (700 - 749)

Why We Picked Information technology

The Citi Custom Greenbacks is a great option for people looking to maximize cash back rewards without having to worry about activating or selecting bonus categories.

Pros & Cons

• No registration required to earn bonus rewards
• Cash-back categories are unique categories that other cards may not offer bonus rewards for
• Introductory APR on purchases and rest transfers
• No almanac fee

• High residuum transfer fee
• Loftier foreign transaction fee
• Some everyday rewards categories are neglected

Carte Details

• Earn $200 in cash dorsum after you spend $750 on purchases in the beginning 3 months of business relationship opening. This bonus offer volition be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 greenbacks back.
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable April will exist 14.24% – 24.24%, based on your creditworthiness.
• Earn 5% cash back on purchases in your pinnacle eligible spend category each billing cycle, upwards to the kickoff $500 spent, one% cash back thereafter. Also, earn unlimited 1% greenbacks back on all other purchases.
• No rotating bonus categories to sign up for – equally your spending changes each billing cycle, your earn adjusts automatically when y'all spend in any of the eligible categories.
• No Annual Fee
• Citi will merely issue one Citi Custom Cash℠ Carte account per person.

Best Dining Carte du jour for Rotating Categories

Chase Liberty Flex℠

Up to 5X Reward Charge per unit

Earn 5% cash dorsum in categories that rotate quarterly on upward to $1,500 when enrolled, 5% on travel purchased throughRead More

Regular APR

15.24% - 23.99% Variable

Credit Score

Excellent, Good (700 - 749)

Why Nosotros Picked It

This card has the brawn to handle just about all of your credit carte spending needs without an over-inflated price tag. The card has an annual fee of $0, yet comes with a pumped-up earnings construction that covers a wide swath of expenses including travel, drugstores and dining plus rotating quarterly bonus categories in areas many households are likely to notice highly-seasoned.

Pros & Cons

• No annual fee
• Rotating quarterly categories earn 5% rewards when activated, upwards to a combined quarterly $1,500 maximum
• Travel rewards rate rivals some of the best premium travel cards
• Generous rewards charge per unit in several other categories

• Travel bookings must be fabricated through Hunt Ultimate Rewards® to earn 5% cash dorsum

Carte Details

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
• 5% cash dorsum on upward to $ane,500 in combined purchases in bonus categories each quarter you lot activate. Bask new 5% categories each quarter!
• 5% greenbacks back on travel purchased through Chase Ultimate Rewards®, our premier rewards programme that lets you redeem rewards for greenbacks back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
• No minimum to redeem for cash back. You lot tin choose to receive a argument credit or direct deposit into most U.S. checking and savings accounts. Greenbacks Back rewards do not elapse as long as your account is open!
• 0% Intro APR for 15 months from account opening on purchases and remainder transfers, so a variable Apr of 15.24% – 23.99%.
• No annual fee – You lot won't have to pay an annual fee for all the slap-up features that come up with your Liberty Flex℠ carte
• Go along tabs on your credit wellness – Hunt Credit Journeying helps yous monitor your credit with costless access to your latest score, real-time alerts, and more.

All-time for Dining Purchases and Loftier Flat-Charge per unit Everyday Purchases

Chase Freedom Unlimited®

Up to 5X Advantage Charge per unit

Earn 5% on Chase travel purchased through Chase Ultimate Rewards®, three% on dining and drugstores and one.v% on all otherRead More than

Welcome Bonus

Upwardly to $300 cash dorsum

Regular APR

15.24% - 23.99% Variable

Credit Score

Excellent, Good (700 - 749)

Why We Picked Information technology

A good overall spending card that allows you to hold a residuum on new purchases with a low introductory APR, pay no annual fee, and still earn at least 1.5% cashback on all purchases

Pros & Cons

• Generous welcome offer
• Unlimited one.5% minimum earn rate for greenbacks back rewards
• No minimum redemption amount

• Strange transaction fee
• High cash advance fee
• Ongoing balance transfer fee is high

Carte Details

• INTRO Offer: Earn an additional 1.5% cash back on everything you buy (on up to $twenty,000 spent in the first year) – worth up to $300 greenbacks dorsum!
• Enjoy half dozen.5% cash back on travel purchased through Hunt Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; four.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and three% on all other purchases (on up to $20,000 spent in the first yr).
• After your first year or $twenty,000 spent, enjoy 5% greenbacks back on Chase travel purchased through Ultimate Rewards®, iii% greenbacks back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You tin can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards exercise not expire as long as your account is open!
• Enjoy 0% Intro April for 15 months from account opening on purchases and residue transfers, and then a variable APR of fifteen.24% – 23.99%.
• No annual fee – You won't take to pay an annual fee for all the keen features that come with your Liberty Unlimited® card
• Continue tabs on your credit health, Chase Credit Journey helps you monitor your credit with gratis admission to your latest score, real-time alerts, and more.

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